Here is an article in detail on the Indian government’s current schemes, along with a table of the top 10 schemes:
The Government of India has a number of schemes in place to help its citizens. These schemes are designed to improve the lives of people from all walks of life, and they cover a wide range of areas, including education, healthcare, employment, and financial assistance.
Here are some of the top 10 current schemes of the Indian government:
| Scheme Name | Description | Benefits |
|---|---|---|
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | This scheme was launched in 2014 to provide financial inclusion to all Indians. Under this scheme, every eligible Indian adult is entitled to a bank account with zero balance, a RuPay debit card, and a life insurance cover of Rs.30,000. | Financial inclusion, access to banking services, life insurance cover |
| Pradhan Mantri Kaushal Vikas Yojana (PMKVY) | This scheme was launched in 2015 to provide skill training to youth. Under this scheme, the government provides financial assistance to individuals who want to undergo skill training. The training is provided by government-approved training providers. | Skill training, employment opportunities, self-employment opportunities |
| Pradhan Mantri Awas Yojana (PMAY) | This scheme was launched in 2015 to provide affordable housing to the poor. Under this scheme, the government provides financial assistance to individuals who want to build or renovate their houses. The assistance is provided in the form of a loan with a low interest rate. | Affordable housing, improved living conditions |
| Pradhan Mantri Suraksha Bima Yojana (PMSBY) | This scheme was launched in 2015 to provide accidental death and disability cover to people with savings accounts. Under this scheme, the government provides a cover of Rs.2 lakh in case of death and Rs.1 lakh in case of disability. The premium for this scheme is Rs.12 per year. | Accidental death and disability cover, financial security |
| Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) | This scheme was launched in 2015 to provide life insurance cover to people with savings accounts. Under this scheme, the government provides a cover of Rs.2 lakh. The premium for this scheme is Rs.330 per year. | Life insurance cover, financial security |
| Pradhan Mantri Mudra Yojana (PMMY) | This scheme was launched in 2015 to provide loans to small entrepreneurs. Under this scheme, the government provides loans up to Rs.10 lakh to individuals who want to start or expand their businesses. | Loans for small businesses, financial assistance, employment opportunities |
| Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) | This scheme was launched in 2018 to provide free healthcare to poor families. Under this scheme, eligible families can avail of up to Rs.5 lakh per year of free medical treatment at any public or private hospital. | Free healthcare, financial security |
| Swachh Bharat Mission (SBM) | This mission was launched in 2014 to make India open defecation free. Under this mission, the government is working to construct toilets in rural and urban areas, and to promote cleanliness and hygiene. | Open defecation free India, clean and hygienic environment |
| Digital India | This mission was launched in 2014 to make India digitally empowered. Under this mission, the government is working to connect all villages with broadband internet, to promote the use of digital payments, and to make government services available online. | Digitally empowered India, improved efficiency and transparency in government |
These are just a few of the many schemes that the Indian government has in place to help its citizens. These schemes are a testament to the government’s commitment to improving the lives of its people.
In addition to the schemes mentioned above, the Indian government also has a number of other schemes that are designed to help specific groups of people, such as women, farmers, and the elderly. These schemes provide a range of benefits, such as financial assistance, training, and healthcare.
The Indian government’s schemes are a vital part of the country’s social safety net. They help to ensure that no one is left behind, and they play a key role in reducing poverty and inequality.
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